Sacremento Valley Financial

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Sacremento Valley Financial
720 Sunrise Avenue
Suite 210D
Roseville, CA 95661

Telephone: (916) 773-0600
Fax: (916) 773-4042
Toll Free: 800-336-6968

Since 1985, Sacramento Valley Financial has provided home owners with customized loan options for every phase of life. Sacramento Valley Financial has a superior team of dedicated mortgage professionals here to serve every phase of home financing. From the first time home buyer, refinancing to a lower rate, cash out refinancing, to reverse mortgages. Through collaborative strategies, we are showing our clients that the dream of owning your home affordably is a reality. We pledge to provide the loan you need with the service you deserve.

Home Purchase
We can help you find the perfect loan so you can start your home purchase on the right foot. With over a hundred available loan programs, we’ll help you find a loan that will meet your requirements.

What We Need From You
Below is a list of commonly needed documents needed at the time of application. Providing this information at the time of time of application will speed up the process. There may be other documents requested as we process your loan.

Identification: Standard identification, Picture ID, Driver’s License, and Social Security Number.
Income/Employer(s): Bring in 2 years of employment history including name, address, city, zip and phone number. Also bring your W-2’s for the last 2 years and pay stubs for the last 30 days.
Self-Employed: If self employed, have rental income or have income from other sources or commissions, we will need the last 2 years 1040’s including all schedules, and a year to date statement of income and expenses.
Address History: List of address for the past 2 years, including landlord’s name, address and phone number.
Assets: This would be checking and savings account numbers, complete address, and balances. Also with this bring 3 months worth of all bank statements. Any other assets such as stocks, bonds, 401k, and insurance will be needed as well.
Debts: Account names, addresses, account numbers and approximate balances and monthly payments.
Divorce Papers: Complete with final decree if possible.
Bankruptcy: List of debtors and all discharged papers.
VA Loans: Veterans papers (DD214), and Certificate of Eligibility.
Include any other information that may have an effect on your financial profile.

Home Purchase Options:

Sacramento Valley Financial Disclaimer
CA Dept of Real Estate License #00957841

DRE "License Info" (916) 227-0931

Equal Housing Lender

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