Yolo Federal Credit Union

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Yolo Federal Credit Union

815 Harbor Blvd
West Sacramento, CA 95691
(916) 371-6179

Mortgage Loan Products

• Home Loans
• First Mortgage Loans
• Second Mortgage Loans
• Mobile Home Loans
• Home Equity Line of Credit (HELOC)
• "Go Green" Loan Program
• Real Estate Promotions & Information
• Brochures & Disclosures
• Avoid Foreclosure
• Third Party Link Disclosure
By clicking on "Rates, Apply Now or Calculators", you are aware that you are leaving Yolo FCU’s website. Yolo FCU does not guarantee the accuracy, security or failure of products/services of third party sites. We encourage you to review the privacy and security disclosures on all websites you visit.

Home Loans


Look to Yolo FCU first for all your real estate lending needs. We are committed to providing you with an exceptional level of service from knowledgeable staff who will take the time to work with you and find the best product to fit your individual needs. We will make the purchase or refinance of your home simple and convenient. Relax, let us handle all the details.


First Mortgage Loans


Yolo FCU offers a variety of first mortgage loans tailored to your needs. If you are purchasing or refinancing a home, Yolo FCU provides financing with both short and long term loans available.


Second Mortgage Loans

Yolo FCU offers second mortgages with competitive rates and flexible terms. Refinance, home improvement, consolidation and cash out options are available.


Mobile Home Loans

Yolo FCU offers competitive rates and flexible terms on both new and used mobile homes. (First liens only) For details or to apply , visit any branch location or call (530) 668-2700.


Home Equity Line of Credit (HELOC)

A HELOC can be used for almost any purpose including home improvements, tuition, tax payments, vacation or even to purchase a new car. One of the many benefits of a HELOC includes an open line of credit with the flexibility of a credit card to provide you instant access when you need it.

To apply for a HELOC visit any branch location or call (530) 668-2700.


“Go Green” Loan Program

Like you, we care about the environment and want to do what we can to reduce waste and improve energy conservation. While adding energy-saving appliances, installing solar or purchasing a hybrid or electric vehicle is good for the environment, we thought it should be good for your wallet too. Yolo FCU now offers a special rate discount on qualifying green purchases. For details on this program call (530) 668-2700 or visit your nearest branch location.

Yolo FCU is proud to be named a sustainable business by SacramentoSustainableBusiness.org.



Brochures & Disclosures

# Real Estate Loans
# Home Equity Disclosure
# HELOC Advance Truth in Lending Disclosure
# Avoid Foreclosure